.ip-root{min-height:100vh;color:#fff;font-family:Inter,system-ui,-apple-system,sans-serif;background:radial-gradient(1100px 560px at 85% -10%,rgba(201,168,76,.09),transparent 60%),radial-gradient(900px 500px at -10% 40%,rgba(30,58,110,.35),transparent 60%),#070c18}.ip-wrap{max-width:1120px;margin:0 auto;padding:0 24px}.ip-nav{display:flex;align-items:center;justify-content:space-between;padding:22px 0;gap:16px}.ip-brand{display:flex;align-items:center;gap:12px;text-decoration:none;color:#fff}.ip-mark{width:36px;height:36px;border-radius:9px;display:flex;align-items:center;justify-content:center;background:linear-gradient(135deg,#d9bb65,#b8933b);color:#070c18;font-weight:700;font-size:13px}.ip-brand-t{font-size:11px;font-weight:600;letter-spacing:.16em;text-transform:uppercase;color:#c9a84c}.ip-brand-s{font-size:12px;color:#ffffff80}.ip-serif{font-family:Playfair Display,Georgia,serif;font-weight:400;letter-spacing:-.01em}.ip-eyebrow{font-size:11px;font-weight:600;letter-spacing:.2em;text-transform:uppercase;color:#c9a84c}.ip-h1{font-size:clamp(38px,6vw,68px);line-height:1.04;margin:14px 0 20px}.ip-h2{font-size:clamp(28px,3.6vw,40px);line-height:1.12;margin:10px 0 14px}.ip-lead{font-size:17px;line-height:1.7;color:#ffffffad;max-width:640px}.ip-body{font-size:15px;line-height:1.75;color:#ffffff9e}.ip-btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:13px 22px;border-radius:10px;font-size:13px;font-weight:600;letter-spacing:.06em;text-transform:uppercase;text-decoration:none;cursor:pointer;border:1px solid transparent;font-family:inherit;transition:all .15s ease}.ip-btn-gold{background:#c9a84c;color:#070c18}.ip-btn-gold:hover{filter:brightness(1.07)}.ip-btn-gold:disabled{opacity:.45;cursor:not-allowed;filter:none}.ip-btn-ghost{background:#ffffff08;color:#ffffffd9;border-color:#ffffff24}.ip-btn-ghost:hover{border-color:#c9a84c8c;color:#fff}.ip-section{padding:72px 0;border-top:1px solid rgba(255,255,255,.06)}.ip-grid-2{display:grid;grid-template-columns:1fr;gap:40px}@media(min-width:900px){.ip-grid-2{grid-template-columns:1fr 1fr;gap:64px}}.ip-cards{display:grid;grid-template-columns:1fr;gap:16px}@media(min-width:700px){.ip-cards{grid-template-columns:1fr 1fr}}@media(min-width:1000px){.ip-cards.three{grid-template-columns:1fr 1fr 1fr}}.ip-card{background:linear-gradient(180deg,#ffffff0a,#ffffff04);border:1px solid rgba(255,255,255,.08);border-radius:16px;padding:24px}.ip-card.feature{border-color:#c9a84c52;background:linear-gradient(180deg,#c9a84c14,#ffffff04)}.ip-card h3{font-size:21px;margin:6px 0 8px;color:#fff}.ip-meta{font-size:12px;color:#ffffff73;line-height:1.6}.ip-steps{display:grid;grid-template-columns:1fr;gap:14px;counter-reset:s}@media(min-width:800px){.ip-steps{grid-template-columns:repeat(4,1fr)}}.ip-step{padding:20px;border-radius:14px;border:1px solid rgba(255,255,255,.08);background:#ffffff05}.ip-step-n{font-size:12px;font-weight:600;color:#c9a84c;letter-spacing:.14em}.ip-step-t{font-size:15px;font-weight:600;margin:8px 0 6px}.ip-faq{border-top:1px solid rgba(255,255,255,.08)}.ip-faq-item{border-bottom:1px solid rgba(255,255,255,.08)}.ip-faq-q{width:100%;display:flex;align-items:center;gap:18px;padding:18px 0;background:none;border:none;color:#fff;font-size:16px;text-align:left;cursor:pointer;font-family:inherit}.ip-faq-n{font-size:12px;color:#c9a84c;font-weight:600;letter-spacing:.1em;width:24px;flex-shrink:0}.ip-faq-a{padding:0 0 18px 42px;font-size:14px;line-height:1.7;color:#fff9}.ip-footer{padding:36px 0 48px;border-top:1px solid rgba(255,255,255,.06);font-size:11.5px;line-height:1.7;color:#ffffff59}.ip-panel{max-width:760px;margin:0 auto;background:#0d1829d9;border:1px solid rgba(255,255,255,.08);border-radius:18px;padding:28px;box-shadow:0 30px 80px #00000059}@media(min-width:700px){.ip-panel{padding:40px}}.ip-label{display:block;font-size:11px;font-weight:600;letter-spacing:.12em;text-transform:uppercase;color:#ffffff8c;margin-bottom:8px}.ip-input,.ip-select,.ip-textarea{width:100%;padding:12px 14px;background:#ffffff0a;border:1px solid rgba(255,255,255,.12);border-radius:10px;color:#fff;font-size:14px;outline:none;font-family:inherit}.ip-input:focus,.ip-select:focus,.ip-textarea:focus{border-color:#c9a84c99}.ip-select option{color:#0f172a}.ip-textarea{min-height:96px;resize:vertical}.ip-fields{display:grid;grid-template-columns:1fr;gap:16px}@media(min-width:640px){.ip-fields.two{grid-template-columns:1fr 1fr}}.ip-error{padding:12px 14px;border-radius:10px;background:#f8717114;border:1px solid rgba(248,113,113,.3);color:#fca5a5;font-size:13px}.ip-ok{padding:12px 14px;border-radius:10px;background:#34d39914;border:1px solid rgba(52,211,153,.3);color:#6ee7b7;font-size:13px}.ip-stepper{display:flex;gap:8px;margin-bottom:28px;flex-wrap:wrap}.ip-stepper-i{flex:1;min-width:120px;padding-top:10px;border-top:2px solid rgba(255,255,255,.1);font-size:12px;color:#fff6}.ip-stepper-i.on{border-color:#c9a84c;color:#fff}.ip-stepper-i.done{border-color:#c9a84c80;color:#ffffffb3}.ip-stepper-i b{display:block;font-size:10.5px;letter-spacing:.14em;color:#c9a84c;font-weight:600}.ip-terms{max-height:380px;overflow-y:auto;padding:4px 18px 4px 4px;border-radius:10px}.ip-terms::-webkit-scrollbar{width:6px}.ip-terms::-webkit-scrollbar-thumb{background:#c9a84c59;border-radius:6px}.ip-terms h4{font-size:14px;color:#fff;margin:18px 0 8px;font-weight:600}.ip-terms h4 span{color:#c9a84c;margin-right:10px;font-size:12px;letter-spacing:.1em}.ip-terms li{font-size:13.5px;line-height:1.7;color:#ffffff9e;margin-bottom:8px}.ip-terms ol{padding-left:18px;margin:0;list-style:disc}.ip-toggle{display:flex;gap:14px;align-items:flex-start;padding:16px;border-radius:12px;cursor:pointer;border:1px solid rgba(255,255,255,.1);background:#ffffff05;text-align:left;width:100%;color:inherit;font-family:inherit}.ip-toggle.on{border-color:#c9a84c80;background:#c9a84c0f}.ip-switch{width:42px;height:24px;border-radius:999px;background:#ffffff26;position:relative;flex-shrink:0;transition:background .15s;margin-top:1px}.ip-switch:after{content:"";position:absolute;top:3px;left:3px;width:18px;height:18px;border-radius:50%;background:#fff;transition:transform .15s}.ip-toggle.on .ip-switch{background:#c9a84c}.ip-toggle.on .ip-switch:after{transform:translate(18px)}.ip-toggle-t{font-size:14px;color:#fff;font-weight:500}.ip-toggle-s{font-size:12.5px;color:#ffffff80;margin-top:3px;line-height:1.55}.ip-sig{font-family:Playfair Display,Georgia,serif;font-style:italic;font-size:22px!important;letter-spacing:.01em}.ip-split{display:grid;grid-template-columns:minmax(0,1fr);gap:20px}@media(min-width:1024px){.ip-split{grid-template-columns:minmax(0,1fr) minmax(0,1.25fr)}}.ip-btn{white-space:nowrap}@media(max-width:560px){.ip-nav .ip-brand-s{display:none}.ip-nav .ip-brand-t{letter-spacing:.1em;font-size:10.5px}.ip-nav .ip-btn{padding:10px 14px;font-size:12px;letter-spacing:.04em}}